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Sophisticated Wealth Management for the North Texas Executive

You’ve spent decades building your career — and your wealth. We can build a strategy that protects it.

Peak American Investments specializes in tax-optimized wealth management in Frisco and modeling guaranteed retirement income for executives and business owners in Plano, McKinney, and Prosper who are looking to retire or leave the workforce.

Our executive strategy session

Phase III Financial Planning is often the most difficult piece of the financial planning puzzle for high-income earners — the “peak earner” group that includes many doctors and lawyers. There are unique circumstances here that arise when your investments, spending power, and tax liability intersect.

You need more than a savings plan. You need income planning.

“We help Executives & Business Owners in North Texas retire with confidence.”
– Andrew Willcox, CFP^®

Peak American Investments offers financial planning in McKinney and taxable investment management that focuses on ending the guessing game of retirement. We will deliver a clear financial roadmap for your family.

Peak American Investments provides:

A focused Financial Advisor experience in Frisco, with virtually no client overlap.
Transparent, upfront fees and zero hidden commission costs.
Objective advice about your retirement plans and ongoing financial strategy.

Financial Planning for $750K+ Portfolios

Doctors, lawyers, and executives like you don’t need a simple financial checkup – you need a full diagnostic with interactive modeling and true retirement planning.

The Typical Portfolio Checkup

If you are like most affluent investors, you likely have concentrated stock positions, ongoing deferrals into your retirement plans, and income that places you in the highest tax brackets. Investment return is just one part of your overall financial picture during your peak earning years. Our advisors take a holistic approach to your financial strategy.

Income Planning For High Earners & Self Employed Professionals

Is It Possible to Retire Early in Texas?

Peak’s 10 Year Plan means financial peace of mind for our clients. And your Phase III Financial Planning just got much easier.

Peak’s Approach To Financial Planning

Retirement Planning

Too often, Americans view retirement as something they hope to achieve. We view it as an active process that begins today. From Social Security claiming strategies to your investment allocations, small moves today can mean millions more for your family tomorrow.

It’s time to retire your retirement questions and move forward with peace of mind!

Frequently Asked Questions

Here are some common questions we receive from the planners and clients who are ready to take their financial game to the next level.

As a local executive, I own a lot of stock in my company. How do you advise on that?

First, congratulations! Your employer has provided you with an opportunity very few American workers will ever experience. However, along with that concentrated position comes risk. If company stock represents 50% or more of your investment portfolio, your financial well-being is only as strong as that stock price. We look at your overall wealth picture (not just investments) to help you diversify and avoid a gigantic, unnecessary tax bill.

What makes a fiduciary financial advisor in Plano different than my current broker?

Most brokerage houses operate on a commission model. You, the investor, pay for the advice you receive, whether through monthly asset management fees or trades that carry expensive commissions.

At Peak American Investments, we’re called fiduciaries because we are legally required to put your interests ahead of our own. When you work with us, there are no commission-based products to sway our advice. We believe every Entrepreneur & Executive deserves a team that provides objective advice. Whether you’re looking for a second opinion on your 401(k) investments or complete retirement planning in Prosper TX, we can help.

I plan to retire with 2 million dollars. Is that enough?

It could be – but probably not. There is no magic number, because being safe to retire depends on your lifestyle, risk tolerance, and plans to file for Social Security. What we can do is model out your retirement accounts, investments, and other assets to explore how your portfolio will perform under different market conditions. You’ll have a much clearer picture of whether you can afford to retire today, or you should keep saving for that “just in case” year.

What types of retirement tax strategies do you offer?

Tax brackets. We love tax brackets. But not for the reasons you think. When was the last time you talked to your financial advisor about your 1040? Too often, advisors focus solely on investment returns without considering taxes. We believe in tax-managed investing. Whether this means strategically converting portions of your IRA to a Roth or mitigating RMDs during retirement, we will find opportunities to keep more money in your pocket.

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