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Legacy and Estate Protection Services

When you’re going through a major life transition, you need a partner who speaks plainly and protects your legacy with savvy, customized advice.

In Highland Park, University Park, and Plano, we unify estate plans with investment portfolios to create 100% peace of mind for your heirs.

Navigating life transitions can bring complex financial decisions. It’s no wonder many families carry the extra weight of financial fragmentation on their shoulders.

You have an executed estate plan. You hired a CPA you like. You pay someone to manage your portfolio. But what happens if they’re not talking to each other? When your financial advisor, CPA and estate attorney are not sharing information, critical pieces of your financial puzzle can be left unprotected.

Executing an estate plan that’s not optimized for modern RMD tax strategies could expose your heirs to a financial tax cliff.
Without proper wealth transfer planning, you could be setting your children up for a legal and emotional nightmare.
Hearing mixed messages from your advisors creates extra weight on your shoulders: Will my accounts actually be protected?

We provide the steady hand and alignment that your legacy needs. Our job is to bring clarity and simplicity to the chaos of financial fragmentation.

Align Your Legacy So You Can Focus on Living

At Peak American, we help you make sure your assets are protected — and your family’s future as easy to understand as possible. We take a proactive role in your financial legacy as your legacy planning advisor, serving as the glue between your estate and your everyday finances.

Your Estate Plan Should Work Hand-in-Hand with Your Investment Portfolio

At Peak American, we specialize in being your trust and estate financial advisor. We take great care and pride in managing your portfolio exactly as your trust dictates. We align your investment strategy and estate plan to implement tax-efficient retirement planning that reflects your desired lifestyle today… And provides lasting protection for your family’s tomorrow.

Multigenerational Wealth Transfer Planning

Wealth transfer planning is more than just moving money into a trust or transferring accounts. It’s about family protection, tax stability and providing financial security for your grandchildren. We take pride in providing educated counsel regarding gifts, legacy trusts and charitable giving. We specialize in providing high-net worth families with discreet wealth transfer strategies.

Reduce Taxes In Retirement With Innovative RMD Tax Strategies

Don’t let your retirement savings become your loved one’s inheritance tax bill. We help our clients prevent the “tax cliff” many retirees face with inherited retirement accounts by implementing Roth conversions and RMD tax strategies that reduce taxes in retirement.

The Peak American Investments Difference

Families in Highland Park and University Park don’t need door-to-door salesmen masquerading as financial advisors. You deserve a concierge experience that starts with education and transparency, and builds trust.

The Fiduciary Pledge

At Peak American, we are fee-only fiduciaries. This means we always have – and will only ever have – your best interests in mind. We are passionate about serving as your advocate and fighting for the absolute best protection and transparency your family can receive. And you never have to worry about us selling you high-commission products that don’t meet your needs.

Unified Financial Planning

Rather than adding to the noise, we coordinate your attorney, your CPA and your portfolio. No more crossing your fingers that everyone is on the same page: We simplify the moving parts. Let us take the weight off your shoulders.

Sophisticated & Discrete Estate Planning

As North Texas families, we understand how delicate estate planning can be. That’s why we provide a white-glove experience customized to your needs, making things easy to understand and even easier to employ.

Is Your Legacy Aligned?

Just as your investment portfolio shouldn’t be a DIY project, neither should your estate plan. Whether you’re recently married, going through a divorce, or preparing for retirement and legacy gifts, it’s important to have a professional look at your estate planning alignment.

Learn more about our Estate and Wealth Alignment Review, a low-pressure overview of your financial legacy. We highlight potential tax inefficiencies and help ensure your estate plan and investment portfolios are perfectly aligned.

Legacy Planning FAQ

Here are some common questions we receive from the planners and clients who are ready to take their financial game to the next level.

I have an estate attorney — why do I need a trust and estate financial advisor?

Most estate attorneys focus on drafting legal documents. But who makes sure the assets inside those documents are managed properly? At Peak American, we coordinate with your attorney to make sure your investments, beneficiaries, tax strategies and your legacy plan are all aligned.

How can Peak American help me reduce taxes in retirement?

Peak American Investments reviews your entire 1040 tax picture when looking for ways to help you with tax-efficient retirement planning. From timing your retirement withdrawals to executing RMD tax strategies like Roth conversions, we help clients lower their lifetime tax burden.

What does it mean that you are a Fee-Only Fiduciary?

It means we are legally bound to put your interests ahead of our own. We don’t receive any commissions for selling you financial products. Our only employer is you, the client. When it comes to your estate planning and wealth management questions, you are assured any advice from Peak American is objective and transparent.

We live in Dallas. Do you meet with clients in person?

Absolutely! While we do serve a large online community, we are proud to be a boutique firm specializing in families throughout the Dallas Metro area. Estate planning is a personal business, and we offer face-to-face meetings throughout Plano, Highland Park and University Park.

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